If you do not make a Will your estate will go Сinto administrationТ which means thatЕЕ..

Х Your assets are frozen until the court appoints someone to administer your affairs.

Х Your assets will be distributed by the courts according to the rules of intestacy.

Х The time it takes to distribute your assets could be months or even years. Meanwhile, your family can suffer financial hardship awaiting everything being sorted out.

Х The courts will decide how to distribute your assets.

Х Your spouse will not automatically inherit everything.

Х If you are not married, your partner has no legal right to inherit anything.

Х If you have children, the courts and social services will decide who will bring them up.

Х If you have stepchildren they will be disinherited and children from a previous relationships may also be disinherited.

Х You could end up paying thousands in unnecessary Inheritance Tax.

Х If you have to go into a care home your life savings could be reduced to г17,250 if you live in Wales and г13,000 if you live in England.

So, if you ЕЕ.

Х Are determined to make sure that your assets (money and property) end up in the right hands.

Х Care about providing for your nearest and dearest when you are not around to do so.

Х Want to ensure that your home is not swallowed up in care home costs.

Х Want to ensure that you minimise or remove your liability for Inheritance Tax.

ЕЕ.You need to write a Will!